Harley – Davidson ExtendPay Plan Adjusted Balance Overview 

(DESCRIPTION) 
Animation, a man stands in front of a two story house with trees. 
(SPEECH) 
SPEAKER: This is Dave. 
(DESCRIPTION) 
Dave holds his phone up. It shows men's motorcycle clothing. Dave's motorcycle sits behind the phone, 
on an open road. 
(SPEECH) 
Dave's ready to buy new gear for his bike. So he bought what he needed and used ExtendPay to extend 
his purchase over time for a small monthly fee. 
(DESCRIPTION) 
A new helmet, jacket, and saddlebags on the motorcycle. Above the motorcycle are 12 $100 price tags, 
each with a plus 10 next to it. 
(SPEECH) 
To make sure he doesn't pay off everything earlier than he planned and avoids paying interest on new 
purchases, he pays his plan adjusted balance each month instead of his statement balance. 
The difference? Dave's statement balance includes the entire price of his new gear with his other 
purchases, whereas his plan adjusted balance includes his monthly ExtendPay payment with his other 
purchases. He can make a one-time payment each month, 
(DESCRIPTION) 
He pays on his phone. 
(SPEECH) 
or skip the hassle of remembering by setting up Autopay. 
(DESCRIPTION) 
He sets up autopay on his phone. 
(SPEECH) 
Once his entire ExtendPay balance is paid off, Autopay switches over to paying his monthly statement 
balance. 
(DESCRIPTION) 
Dave rides his motorcycle. 
(SPEECH) 
New gear, manageable monthly price tag. Easy as that. 
(DESCRIPTION) 
Text: HARLEY-DAVIDSONI VISA. You may designate up to 50% of your credit card line ($100 minimum) 
in eligible credit card purchases and pay in monthly installments with just a small fixed monthly fee. Only 
Purchase balances are eligible for Card ExtendPay Plans. Transactions identified as Advances, Balance 
Transfers, or promotional rate Purchases (as defined in your Cardmember Agreement), and any interest 
or fees, including Annual Fee, do not apply. The only Purchases that will appear as "Eligible Purchases" 
in the enrollment process are Purchases that were made within 60 days prior to signing up for a Card 
ExtendPay plan, are over $100, and are less than your Purchase balance when you sign up for a Card 
ExtendPay plan.  
The monthly fixed fee will be determined when your Card ExtendPay plan is created and is provided to 
you before you complete setting up a Card ExtendPay plan. This fee will remain the same until the Card 
ExtendPay plan is paid in full. The monthly fixed fee of the Card ExtendPay plan is based upon the 
original principal amount, Purchase APR, and other factors.  
When you set up a Card ExtendPay plan, the total monthly payment obligation will be included in your 
monthly Minimum Payment. If you have any Card ExtendPay balances, you may avoid interest charges 
on new Purchases by paying the Plan Adjusted Balance in full each month. (The Plan Adjusted Balance 
is your non-Card ExtendPay balance plus the total Card ExtendPay plan payment, not including any 
disputed amounts.) You may pay the Card ExtendPay balances off early by paying your current balance 
in full, which includes activity on your Account since the previous statement, including any pending 
charges. You will see the Card ExtendPay plan in your H-D Visa account online dashboard This Card 
ExtendPay offer may be withdrawn based on activity on your credit card account after the offer was 
made. If you are no longer eligible for this offer, you will not be able to access the enrollment site. Your 
eligible purchases will still earn you any rewards your credit card would otherwise offer. Refer to your 
Cardmember Agreement for details.  
The creditor and issuer of these credit cards is U.S. Bank National Association, pursuant to a license from 
Visa U.S.A. Inc.  
Copyright 2025 H-D or its affiliates. HARLEY-DAVIDSON, HARLEY, H-D, and the Bar and Shield Logo 
are among the trademarks of Harley-Davidson Motor Company, Inc. Third-party trademarks are the 
property of their respective owners.  
Copyright 2025 U.S. Bank National Association